Want to buy a house? Know where to start!
Are you thinking of buying a house? Where should you start? Let's go in parts: first, forget about the idea that the process of buying a property is a time-consuming and complicated process. Yes, buying a house involves several steps, but with the right monitoring and advice, your real estate experience could become much simpler than you think!
Secondly, if you think you are far from fulfilling this dream of being able to move towards one of the biggest investments of your life for financial reasons, remember that there are always opportunities for all budgets.
Start by deconstructing these two ideas and discover in this article the first steps you should take to buy your own house!
1 - Organize and control
Start by figuring out how you are going to go about this house buying process? Alone or accompanied.
Consult our team and discover the advantages of being able to count on the support and monitoring of a professional in the Real Estate Market.
2 - Discover the property that fits in your pocket
How is your financial life? When making the decision to proceed with the purchase of a property, it is essential that you know your financial situation well and that you start by considering whether you are going to buy in cash or resort to credit.
If you are willing to buy straight away, make sure you have an emergency fund for unexpected situations. If you choose to use credit, make a search for the best conditions for your situation.
3 - Know the other expenses
When buying a home, don't just look at the value of the property itself. You will have expenses with taxes, papers and possible commissions and when you do the math and set your budget, all these expenses must be included. Prepare for costs such as:
- Municipal Tax on Onerous Property Transactions (IMT)
- Stamp Duty (IS)
- Municipal Property Tax (IMI)
- Deed Costs (may vary according to notary offices)
- Land Registry Certificate
- Insurance
- Acquisition record
- Condominiums (if applicable)
- Other fees and taxes
- Maintenance expenses that may arise
4 - Know everything about your new home!
Buying a home will be perhaps the biggest investment of your life. So, when you think you've found the right property, before moving on to the deed, make sure you know everything about your future home with the help of a professional.
* Call to national mobile network.